FTC Safeguards enforcement is now hitting mid-market dealers
Q1 renewals close in 47 days

3-in-5 dealers fail their first cyber-insurance audit. Find out where you land in 60 seconds.

Get the exact FTC readiness score your carrier will use at your next renewal. Free. 60 seconds. No credit card.

Prefer to talk to a human first? Chat with sales →
Under 60 seconds No credit card 16 CFR §314.4 aligned Carrier-validated
Live FTC scorecard
cyberhub · dealer
Your dealership
97
/ 100
Renewal-ready
Industry median
42
At-risk band
MFA · email + remote accessYes
EDR on 100% of endpointsYes
Encryption + immutable backupsYes
Written IR plan + tabletopYes
Qualified Individual + risk assessmentPartial
+77 pts vs. last attestationupdated 2 min ago
$53,088
Max FTC civil penalty · per violation
16 CFR §1.98 · adjusted Jan 2025, frozen for 2026
$1.2B+
Total dealer downtime cost from the CDK attack
Anderson Economic Group · 2024
60%
Dealers non-renewed or capped at last cyber renewal
Insurance broker survey · 2025
Aligned to the frameworks your carrier audits against
US Federal Trade Commission
Gramm-Leach-Bliley Act compliant
AICPA SOC for Service Organizations
Center for Internet Security
MITRE ATT&CK framework
The FTC Safeguards Rule, decoded

9 requirements.
Flynaut handles all 9.

Hover to preview Click to lock open

The revised FTC Safeguards Rule (effective May 2024) is dense and specific. Hover any card to see what the rule demands + how the Flynaut SOC handles it, click to keep it open while you compare cards. Instead of a $30K consultant and a Google Sheet.

01 · Safeguards Rule

Written Policies

ISP · IRP · DRP · Change-management procedures

02 · Safeguards Rule

Annual Risk Assessment

Identify risks · document mitigations · update policies

03 · Safeguards Rule

Employee Security Awareness

Annual training for all employees on the security program

04 · Safeguards Rule

Phishing & Social Engineering

Tests based on phishing and social engineering scams

05 · Safeguards Rule

Vendor Contracts (NPI)

Service providers accessing NPI sign reasonable-safeguards contracts

06 · Safeguards Rule

Vendor Risk Assessments

Periodic security questionnaires for service providers

07 · Safeguards Rule

Annual Penetration Testing

Annual simulated hacking of your networks

08 · Safeguards Rule

Data & Systems Inventory

Map where data is collected, stored, and transmitted

09 · Safeguards Rule

Board / Senior Officer Report

Annual written report on Information Security Program

You've seen the rules

Now see your score.

17 questions. Instant FTC readiness scorecard.

Interactive score simulator

Flip the switches. Watch your score move.

This is the exact math your carrier will run at renewal. Toggle any control our SOC handles for you and watch the FTC verdict flip from "At risk" to "Renewal ready" in real time.

Live FTC verdict
24
out of 100
At risk

Carriers routinely raise premiums 60 to 300%.

Live
24
Frozen
20
Delta
+4
Stories
"Our carrier renewed at flat. Last year they wanted a 60% increase. The Flynaut SOC and the FTC certificate did the heavy lifting, we never even put a CISO on payroll."
SR
Sarah Reynolds
CFO · 7-rooftop dealer group · Carolinas
Company footprint
97/100
Avg dealer score after 30 days
44
States covered
60 min
IR retainer response SLA
$0
Hidden fees · ever
Inside the dealer portal

A real product. Not a PDF audit.

cyberhub.flynaut.com / dealer / assessment
CyberHub Readiness Assessment

Smith Motor Group

91
GREEN
Overall readiness
Renewal-ready
Live blend · updated 2 min ago
Insurability signal
All carrier-expected controls in place. Straight renewal likely.
Domain breakdown
Access & Identity100%
Devices & Network94%
Customer Data88%
Backup & Response92%
People & Vendors76%
Money & Monitoring100%
Live FTC scorecard

Your live carrier score. Updated as fast as our SOC closes gaps.

The score in your dashboard matches the one your carrier will see at renewal. No stale attestation. No surprises.

  • +77-point average lift in 30 days
  • Live vs. last-signed toggle
  • One-click carrier-ready PDF
cyberhub.flynaut.com / org / rooftops
Group readiness

Sunrise Auto Holdings

5 rooftops · 3 states · weighted score
Group score
82
Renewal-ready
Sunrise Auto · Plano
GREEN94
Sunrise Auto · Frisco
GREEN86
Sunrise Auto · Dallas
YELLOW71
Sunrise Auto · Fort Worth
GREEN88
Sunrise Auto · Arlington
YELLOW62
Multi-rooftop rollup

Every rooftop scored. One workspace. No spreadsheets.

Per-rooftop attestation, scoped tickets, group billing. One readiness report your carrier accepts across the whole group.

  • Per-rooftop score prevents 'best-of-all' inflation
  • Group-wide billing, scoped by ownership
  • Live compliance pill on every location
cyberhub.flynaut.com / dealer / reports
Reports & evidence

Every deliverable. One timeline.

Feb
12
FTC Readiness · Q1
PDF · signed · shareable
Assessment
Feb
05
Monthly Board Pack · Jan
PDF · signed · shareable
SOC Report
Jan
28
MFA Enforcement Attestation
PDF · signed · shareable
Evidence
Jan
15
FTC Readiness · Q4
PDF · signed · shareable
Assessment
Jan
08
Carrier-Ready PDF · Renewal
PDF · signed · shareable
Certificate
Reports timeline

Audit-ready. Every assessment. Every report. One click.

Assessments, SOC deliverables, evidence packets. All timelined and downloadable. Auditors love it. So does your CFO.

  • Auto-organized by type + date
  • Carrier-ready PDF on every entry
  • Enterprise naming. Zero clutter.
You've seen the product

Now see your dashboard.

Free forever tier. Signup unlocks the full report.

Renewal-pass probability

See your insurance renewal pass probability before your carrier does.

Carriers re-rate dealer cyber risk every renewal. Flynaut reverse-engineers their underwriting math, your dashboard predicts your pass probability in plain English (Low · Medium · High) and tells you the exact controls to fix to flip the answer.

At risk
0-59
Borderline
60-84
Renewal-ready
85-100
Renewal forecast
97
/ 100
Renewal-ready · High pass probability
MFAYes
EDRYes
Encryption + backupsYes
IR planYes
Risk assessment + QIPartial
Live blend · last update 2 min ago
Live SOC · Smith MotorVehicle
SOC-FLY-A1
MTTR (95p)
4.2min
EDR coverage
100%
Phishing CTR
1.4%
Open IR cases
0
$ flynaut soc tail · 14:32:17 · all_systems_nominal
SOC operations

An always-on SOC, without an always-on payroll.

You don't need a CISO at $250K/yr. You need someone watching the alerts, patching the gaps, and writing the evidence trail when the auditor calls. Flynaut's SOC team does all three, billed flat-rate, monthly.

Endpoints monitored
10-500
Avg analyst response
< 4 min
IR retainer (Fortress)
60 min
Coverage
24 / 7 / 365
FAQ

The questions your CFO will ask.

Flynaut does it. Our SOC analysts implement controls, write the ISP / IRP / DRP, run pen tests, and generate the board report. Your job is to attest, usually a 12-minute click-through once a year.
60 seconds. No credit card.

Know your score
before your carrier does.

17 plain-English questions. Instant carrier-ready score. Free forever.

60 seconds · no payment
Start free FTC assessment
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